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“ As a premier provider of independent financial planning, advice and wealth management services, we aim to ensure the value we add for our clients exceeds the cost paid for our services. ”
News Today
FTSE spirals; BP falls on Deepwater ruling

British and European markets go into reverse as inconclusive Greek debt talks drag the mood down.
Read More...

Funds industry denies unit trusts are a 'rip off'

The chief of the IMA has debunked critics' claims of 'hidden' charges, but has done nothing to say if funds are too expensive.
Read More...

Citywire Selection Review: 10 funds we're adding and dropping

Citywire's head of research Jonathan Miller reveals which funds have been added ? and dropped ? from our Selection investment recommendations. 
Read More...

Does Stephen Hester deserve his RBS bonus?

Turning round the Royal Bank of Scotland (RBS.L) required a poacher to turn gamekeeper, but we wanted a hero too.
Read More...

Week Ahead: an 'Atlantic divide' and a stopover in Brussels

Eurozone leaders will start the week with some big decisions to make, ahead of data that could further highlight the widening economic divide.
Read More...

Iran?s threat to fast-growing Qatar

Qatar is one of the fastest growing economies in the world but growing tensions with Iran could suffocate its growth
Read More...

More FSA fines for Punch Taverns insider dealing

Greenlight Capital's former compliance officer and a JP Morgan Cazenove trader have been fined over the insider dealing of Punch Taverns shares.
Read More...

The best and worst corporate bond funds of 2011

UK corporate bonds funds were one of the top performing sectors last year. We look at the winners and losers 
Read More...

Chart of the Day: the message from the pros? Enjoy market rally while it lasts

Assets that were dumped last year are being gobbled up by starved investors.
Read More...

FTSE retreats as Greek ?game of chicken? continues

Hornby (HRN.L) tumbles 32p to 95p after the toy manufacturer issued a profit warning following a weak run-up to Christmas.
Read More...

Buy low, sell high: we test the theory

A basic understanding of the price to earnings (P/E) ratio could boost your returns, says Mike Deverell, and he's got the data to prove it.
Read More...

Hot Stocks: investors turn to trusted favourites

Stephen Barber of Selftrade looks at the top 10 shares bought and sold in the past week.
Read More...

BlackRock World Mining Trust looks to gain from China 'soft landing'

Catherine Raw, co-manager of the BlackRock World Mining Trust, says Chinese economic growth level 'more than supports' current commodity prices.
Read More...

The Expert View: easyJet, Greggs and A.G.Barr

A round-up of analyst notes, including their take on Aveva and Misys.
Read More...

Citywire Top Stocks Daily News Digest

All the news from across the web about the companies featured in Citywire's Top Stocks.
Read More...

Overnight Markets: Weak home sales data disrupts Wall Street rally

But Asia advances on hope the Bank of Japan may take strong measures to stem the yen?s gain.
Read More...

Friday Papers: Cameron criticises European financial tax

The prime minister said the economic design of the eurozone was seriously flawed.
Read More...

Miners buoy FTSE as US commits to boosting growth

Britain?s index of blue-chip shares hits six-month high in intraday trade as mining companies soar to the top of the leader board.
Read More...

Identity fraud biggest threat as number of scams soars

Some 113,000 cases of identity fraud were reported last year ? a 10% increase on 2010.
Read More...

Tax return deadline extended due to strike

Strike action has forced HMRC to extend the self assessment deadline by two days.
Read More...

Personality Finance
FTSE spirals; BP falls on Deepwater ruling

British and European markets go into reverse as inconclusive Greek debt talks drag the mood down.
Read More...

Funds industry denies unit trusts are a 'rip off'

The chief of the IMA has debunked critics' claims of 'hidden' charges, but has done nothing to say if funds are too expensive.
Read More...

Citywire Selection Review: 10 funds we're adding and dropping

Citywire's head of research Jonathan Miller reveals which funds have been added ? and dropped ? from our Selection investment recommendations. 
Read More...

Does Stephen Hester deserve his RBS bonus?

Turning round the Royal Bank of Scotland (RBS.L) required a poacher to turn gamekeeper, but we wanted a hero too.
Read More...

Week Ahead: an 'Atlantic divide' and a stopover in Brussels

Eurozone leaders will start the week with some big decisions to make, ahead of data that could further highlight the widening economic divide.
Read More...

Iran?s threat to fast-growing Qatar

Qatar is one of the fastest growing economies in the world but growing tensions with Iran could suffocate its growth
Read More...

More FSA fines for Punch Taverns insider dealing

Greenlight Capital's former compliance officer and a JP Morgan Cazenove trader have been fined over the insider dealing of Punch Taverns shares.
Read More...

The best and worst corporate bond funds of 2011

UK corporate bonds funds were one of the top performing sectors last year. We look at the winners and losers 
Read More...

Chart of the Day: the message from the pros? Enjoy market rally while it lasts

Assets that were dumped last year are being gobbled up by starved investors.
Read More...

FTSE retreats as Greek ?game of chicken? continues

Hornby (HRN.L) tumbles 32p to 95p after the toy manufacturer issued a profit warning following a weak run-up to Christmas.
Read More...

Buy low, sell high: we test the theory

A basic understanding of the price to earnings (P/E) ratio could boost your returns, says Mike Deverell, and he's got the data to prove it.
Read More...

Hot Stocks: investors turn to trusted favourites

Stephen Barber of Selftrade looks at the top 10 shares bought and sold in the past week.
Read More...

BlackRock World Mining Trust looks to gain from China 'soft landing'

Catherine Raw, co-manager of the BlackRock World Mining Trust, says Chinese economic growth level 'more than supports' current commodity prices.
Read More...

The Expert View: easyJet, Greggs and A.G.Barr

A round-up of analyst notes, including their take on Aveva and Misys.
Read More...

Citywire Top Stocks Daily News Digest

All the news from across the web about the companies featured in Citywire's Top Stocks.
Read More...

Overnight Markets: Weak home sales data disrupts Wall Street rally

But Asia advances on hope the Bank of Japan may take strong measures to stem the yen?s gain.
Read More...

Friday Papers: Cameron criticises European financial tax

The prime minister said the economic design of the eurozone was seriously flawed.
Read More...

Miners buoy FTSE as US commits to boosting growth

Britain?s index of blue-chip shares hits six-month high in intraday trade as mining companies soar to the top of the leader board.
Read More...

Identity fraud biggest threat as number of scams soars

Some 113,000 cases of identity fraud were reported last year ? a 10% increase on 2010.
Read More...

Tax return deadline extended due to strike

Strike action has forced HMRC to extend the self assessment deadline by two days.
Read More...

News Feed - Supplied by Citywire
27th January 2012
E-mail Webmaster

Message: 19th April 2011
It has been drawn to our attention that a bogus firm is using our name and making cold calls. We do not make these type of calls in any circumstances.

CAROLINE BANKS Chartered Financial Planners

After being awarded the title IFA of the Year in 1994, Caroline Banks formed Caroline Banks & Associates Ltd. The award was then the industry’s technical benchmark and a recognition of excellence.

The two Directors responsible for financial advice are Caroline Banks and Charles Wood, who were amongst the first advisers in the UK to become Chartered Financial Planners upon commencement of this prestigious designation in 2006. This title is a recognisable benchmark of quality and ethical practice for professionals giving finance advice and has elevated financial services to the same standing as other Chartered professions.

We were also thrilled to become one of the first to be recognised as a Chartered firm of Financial Planners in 2007. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practise and ensures our clients can be confident they are dealing with one of the UK’s leading firms that is wholly committed to providing the best possible advice, service and support. From advice on a simple transaction, to a full holistic financial planning service, we aim to help our clients build their wealth, protect it and pass it on.

Charles holds the Investment Management Certificate (IMC) and both Caroline and Charles are affiliates of STEP, the Society of Trust and Estate Practitioners, through holding the STEP Certificate for Financial Services (Trusts and Estate Planning).

We work with professional advisers across many other areas including fund management and detailed tax and legal advice.

The Company built its top class reputation over the past 16 years through giving solid financial advice, aiming to give service to their clients which could rarely be matched. Acknowledgement of this was given when the Evening Standard magazine, ES, featured the company as one of the best seven independent advisers in London. (Source: ES 4 September 1998). Other recognitions we are proud of is the company being short listed in the Citywire New Model Adviser of the Year Awards, London in January 2007. Prior to this, the company was runner up as "Best Pension IFA" in the Money Marketing Financial Services awards.

Committed to using the latest technology to assist with detailed research, the Company has a highly trained administration department where staff members constantly undergo professional development training. Authorised and regulated by the Financial Services Authority, Caroline and Charles advise a broad spectrum of individual and corporate clients. References may be sought, on request.

All new clients to the company are through referral only.

 
     

Authorised & Regulated by the Financial Services Authority. Registered in England No 2932776